Insurance policy
We consider adequate travel insurance vital prior to any trip, and therefore make this a condition of carriage. We have negotiated a comprehensive cover suited to our holiday products. The premium for this insurance is in addition to the £175 booking deposit and will be shown separately on your Confirmation and Account Invoice. Should you not wish to take our travel insurance the deposit you pay remains £175. The cover you take should be at least as good, and you must tick the box ‘NO’ on the booking form and advise us of your Insurer’s name, policy number (if applicable) and 24 hour emergency telephone number. Insurance premiums paid to us are non-refundable after a 14 day cooling off period. We would like to point out that, in the event of an emergency abroad, we are in a much better position to assist you quickly and efficiently if you have taken our insurance, as we know who to speak to for authority to take any action which may be necessary. It is the responsibility of each client to ensure that they receive a certificate of insurance from us and acquaint themselves with the terms and conditions contained therein. Only EU residents are covered by our policy.
Our travel insurance has been arranged by Travel & General Insurance Services Limited to specifically meet your needs on your GIC – The Villa Collection holiday. The cover is underwritten by The International Insurance Company of Hanover Limited. Both insurers are authorised and regulated by the Financial Conduct Authority. Full details can be found at www.fca.org.uk/
The schedule of the cover below sets out the cover provided by GIC - The Villa Collection tailored insurance. A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included.
Please note our policy does not cover those aged 76 and over. We suggest you contact Travel & General on 0845 345 3456 who have a scheme that provides cover up to the age of 100.
Please note that white water rafting up to any grade, horse-riding (excluding competition and jumping) scuba diving up to a depth of 40 metres excluding solo diving, whale watching and swimming with dolphins are all included in the above rates. If you wish to take out the optional scuba equipment cover then the premium is 125%.
| Section | Sum Insured Per Person | Excess Per Person | |
|---|---|---|---|
| Standard cover | |||
| A | Cancellation or Curtailment | Up to £5,000 | £50 |
| B | Emergency medical repatriation and associated expenses abroad | Up to £5,000,000 | £50 |
| Hospital benefit | £20 for each 24 hour period to a maximum of £500 | Nil | |
| Criminal Injuries Benefit | £100 for each 24 hour period to a maximum of £5,000 | Nil | |
| C | Personal accident | Up to £5,000 (age limits apply) | Nil |
| Disability | Up to £25,000 | Nil | |
| Death (age limits apply) | Up to £10,000 | Nil | |
| D | Travel delay | £50 first 6 hour period and £25 each subsequent 12 hours to maximum of £150 | Nil |
| Abandonment | Up to £5,000 if delay of more than 24 hours | Nil | |
| Failure of Transport | £1,000 | Nil | |
| Missed connection | Up to £1,000 | Nil | |
| Hi-jack of Aircraft, train or sea vessel | £100 per complete day up to a maximum of £3,000 | nil | |
| E | Personal possessions | Up to £2,500 | £50 |
| Single item limit | £400 | £50 | |
| Valuables limit | £500 | £50 | |
| Delay baggage (after 12 hours) | Up to £100 | Nil | |
| Passport or Visas | £250 | £50 | |
| Tickets | £1,000 | £50 | |
| H | Personal money | Up to £500 | £50 |
| F | Personal liability | Up to £2,000,000 | £250 |
| G | Legal expenses | Up to £15,000 | Nil |
| Optional cover (available on payment of additional premium) | |||
| H | Scuba diving equipment: Plus 25% of basic premium | £50 | |
| Additional adventure activities: Plus 50% of basic premium | |||
| Excess waiver: Plus £10.00 per person | |||
| Catastrophe: Plus £10.00 per person | £50 for each 24 hour period to a maximum of £500 | Nil | |
| Additional cancellation cover £75 per £1,000 of cover up to a total limit of £10,000 per person | |||
Premiums
| Including insurance premium tax Europe |
|
| Period | Per Person |
|---|---|
| Up to 5 days | £18 |
| Up to 10 days | £23 |
| Up to 17 days | £28 |
| Up to 24 days | £32 |
| Up to 31 days | £36 |
- Children under the age of 2 on the date of departure – Free if accompanied by an insured adult
- Children under the age of 18 on the date of departure – 50% of adult premium if accompanied by an insured adult
- Family rate, 1 or 2 adults and up to 4 dependent children under 18 – twice the adult premium
- Adults aged 66 to 70 on date of departure – twice the adult premium
- Adults aged 71 to 75 on date of departure – two and a half times the adult premium
- Optional additional Scuba cover +25% of basic premium
- Optional additional adventure activities cover +35% of basic premium
- We can suggest adults aged 76 and over contact Travel & General on 0845 345 3456.
Annual multi trip insurance
If you are a frequent traveller who travels more than two or three times each year you may want to consider our annual multi trip policy. Our policy offers great flexibility and a number of important advantages. If you are interested in purchasing our annual policy please contact Travel & General on 0845 345 3456 quoting ‘Sunvil Insurance Premiums’.
| Including insurance premium tax Europe |
||
| Policy | Europe | Worldwide |
|---|---|---|
| Single Adult | £61 | £75 |
| Couples | £105 | £155 |
| Family | £116 | £160 |
| 45 day extension | £15 | £19 |
| 60 day extension | £18 | £25 |
- Available for persons aged up to 65
- 66-70 years at twice the premium and 71-75 years at 3 times the premium
- Covers journeys up to 31, 45 and 60 days
- Winter sports cover included
- Business travel cover £34
- Adventure activities and sports cover
- Golf cover from £23
- Scuba diving cover from £29
Important declaration
An insurance policy can only provide cover in respect of an event/occurrence which is sudden, unforeseen and beyond your reasonable control. Any facts known to you, which could possibly result in you having to make a claim, must be disclosed to us otherwise you may not be covered. In addition, anyone named under the policy must have read and understood the following relating to Pre-existing Medical
Conditions:
- Do you or a Close Relative have a Pre-existing Medical Condition?
- Have you or a Close Relative received a terminal prognosis for a medical condition?
- Or are you or a Close Relative aware of a medical condition but have not received a formal diagnosis?
- Are you or a Close Relative on a waiting list or have the knowledge of the need for surgery in a hospital?
- Are you aware of any circumstances that could reasonably be expected to give rise to a claim on this policy
A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim.
Failure to comply with the terms & conditions of the policy may result in cover being restricted.
We’ve partnered with the Foreign, Commonwealth and Development Office Travel Aware campaign to help provide top tips and advice for planning for your trip abroad. It’s important to do some research before you travel to learn about any necessary visas and vaccinations required for entry to your destination, understand any unusual laws and customs and to be aware of the latest travel advice for the region. Click on the link below for more information on what to prepare for your trip overseas. You can also sign up for email alerts and follow @FCDOtravelGovUK on Twitter for alerts whilst you are away.
Visit gov.uk/travelaware for more information